Helping entrepreneurs build successful companies through commercial real estate loans since 1954.
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Our Privacy Policy
Not So Hard Money is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Not So Hard Money site and governs data collection and usage. By using the Not So Hard Money site, you consent to the data practices described in this statement.
Collection of your Personal Information
Not So Hard Money collects personally identifiable information, such as your email address, name, home or work address or telephone number. Not So Hard Money also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Not So Hard Money. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Not So Hard Money for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Not So Hard Money site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Not So Hard Money public message boards, this information may be collected and used by others. Note: Not So Hard Money does not read any of your private online communications.

Not So Hard Money encourages you to review the privacy statements of Web sites you choose to link to from Not So Hard Money so that you can understand how those Web sites collect, use and share your information. Not So Hard Money is not responsible for the privacy statements or other content on Web sites outside of the Not So Hard Money and Not So Hard Money family of Web sites.
Use of your Personal Information
Not So Hard Money collects and uses your personal information to operate the Not So Hard Money Web site and deliver the services you have requested. Not So Hard Money also uses your personally identifiable information to inform you of other products or services available from Not So Hard Money and its affiliates. Not So Hard Money may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Not So Hard Money does not sell, rent or lease its customer lists to third parties. Not So Hard Money may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Not So Hard Money may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Not So Hard Money, and they are required to maintain the confidentiality of your information.

Not So Hard Money does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Not So Hard Money keeps track of the Web sites and pages our customers visit within Not So Hard Money, in order to determine what Not So Hard Money services are the most popular. This data is used to deliver customized content and advertising within Not So Hard Money to customers whose behavior indicates that they are interested in a particular subject area.

Not So Hard Money Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Not So Hard Money or the site; (b) protect and defend the rights or property of Not So Hard Money; and, (c) act under exigent circumstances to protect the personal safety of users of Not So Hard Money, or the public.
Use of Cookies
The Not So Hard Money Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Not So Hard Money pages, or register with Not So Hard Money site or services, a cookie helps Not So Hard Money to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Not So Hard Money Web site, the information you previously provided can be retrieved, so you can easily use the Not So Hard Money features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Not So Hard Money services or Web sites you visit.
Security of your Personal Information
Not So Hard Money secures your personal information from unauthorized access, use or disclosure. Not So Hard Money secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Not So Hard Money will occasionally update this Statement of Privacy to reflect company and customer feedback. Not So Hard Money encourages you to periodically review this Statement to be informed of how Not So Hard Money is protecting your information.
Contact Information
Not So Hard Money welcomes your comments regarding this Statement of Privacy. If you believe that Not So Hard Money has not adhered to this Statement, please contact Not So Hard Money at jgilbert@americansavingslife.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.
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